Buying an apartment and a house in the Netherlands comes with distinct considerations, particularly for expats. Let’s break down the key differences together:

While life insurance isn’t a legal requirement for securing a mortgage in the Netherlands, it’s highly recommended by lenders and financial advisors. In some cases, particularly when you're borrowing a large percentage of the property’s value, banks may require life insurance to mitigate their risk—especially if the loan-to-value (LTV) ratio is high. It’s crucial to consult with your mortgage provider to determine if life insurance will be mandatory for your situation.

Porting a mortgage (transferring an existing mortgage from one property to another) is a process that can simplify buying a new home while retaining your current mortgage terms. In the Netherlands, porting a mortgage is possible, but it involves several steps and conditions. Here’s a comprehensive guide to help you navigate the process:

In this article, we're exploring the dos and don'ts of purchasing a property for expats.

Searching for your dream home? In this article, we're tackling the top 5 most common mistakes people make when searching for a property and how to avoid them. Keep reading to find out.

So-called ‘green mortgages’ provide benefits to buyers when a property is either already sustainable (with a specific energy label) or if there are renovations done to positively change the energy label of the property. In this article, we’ll break down three benefits of sustainable mortgages in the Netherlands.

There are a few steps you need to take to sell your mortgaged home if you haven’t already found a new property. 

Most properties in Amsterdam are built on land owned by the city. The municipality charges a fee for use of the land. This is what we call leasehold, or erfpacht. 

Did you know that there are some special conditions for expats who want to get a Dutch mortgage? There are residence- and income-based requirements. In this article, Team Concepts covers residence requirements for expat mortgages.

When it comes to buying a property, you have to think about more than just the price tag. In addition to the property cost, there are many other costs to keep in mind.

It's no secret that to buy a property in Amsterdam, you're going to need the winning bid!

It's no secret you'll have to bid on your next property in Amsterdam. In this article, we’re sharing some tips when preparing to bid on a property.

In this article, we are discussing 5 more things to keep in mind to secure the maximum mortgage for your financial situation.

Read more to learn about the things you need to pay attention to for getting your maximum possible mortgage as an expat in the Netherlands.

We are in the height of income tax return season. Are you a homeowner in The Netherlands? Do you have a mortgage? Then there are several fees that can be deducted from your taxable income.

Buy-to-let mortgages are a viable option for many homeowners.

In this article, we are covering the changes to WOZ values and notional rental values in 2022. 

The most common types of mortgages for expats in Amsterdam are the linear mortgage (lineaire hypotheek) and the annuity mortgage (annuiteiten hypotheek). So, what’s the difference?

In today’s real estate market, especially in Amsterdam, expats find that they can’t compete for the picture-perfect house or apartment. Instead, many expats choose to buy a fixer-upper, a property that needs a little bit of TLC before they can call it home. Luckily, there are a few different ways to finance a home renovation.

There are many factors to take into consideration when gathering your documents and discussing your finances with your mortgage adviser. Unfortunately, market and mortgage interest are included in the list of things you need to think about. This article will help you navigate some of the changes coming to mortgage interest in 2022.